Consumer law, like any area of the law, has complexities and subtleties that aren’t always apart to the public; however, being well-informed and educated about your rights as a consumer is one of the best ways to avoid being taken advantage of or being harassed. That’s why we blog regularly: to make sure you have the information you need to make informed decisions, or to strike back if your consumer rights are being abused. Read on to begin educating yourself now!
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Willful Violation of the FCRA Carries Penalties for Violators When an employer or other agent willfully violates your rights under the Fair Credit Reporting Act, you may be entitled to damages beyond your actual losses. -
Ralph Nader, Consumer Rights Advocate, Inducted into the Automotive Hall of Fame Longtime consumer rights advocate Ralph Nader was recently inducted into the Automotive Hall of Fame. Learn more about this iconic public figure here. -
Managing Old Debt on Your Credit Reports If an old debt shows up on your credit report, it is probably because a debt buyer “parked” it there. Learn about this practice and what you can do about it. -
Odometer Disclosure Laws Do Not Apply to Cars Older Than 10 Years When you are buying an older car, be very wary of the mileage indicated on the odometer. The number may be incorrect and the seller doesn’t have to tell you. -
When a Company Violates Your FCRA Rights Through Negligence, You May Be Awarded These Damages If a credit reporting agency or other company violated your FCRA rights through negligent actions, you may be entitled to certain damages. -
Consider Cars With Few Complaints, But Be Aware There May Still Be Problems You may be able to avoid problems down the road by sticking to a car brand with the fewest consumer complaints, but there is no guarantee you won’t get a lemon. -
CFPB Proposal Would Protect Consumers From Predatory Lending Practices The CFPB has proposed a rule that would ban banks and other lenders from using pre-dispute arbitration agreements containing class action waivers. -
8 Step Guide for the Best Possible Car-Buying Experience You are preparing to make a major investment in a new or used vehicle. Use our car-buying tips to get the car you want and avoid being a victim of auto fraud. -
Safety, Information, Choice, and Voice: The Consumer Bill of Rights President Kennedy defined the Consumer Bill of Rights in 1962 as the right to safety, information, choice, and to be heard. Learn more here. -
Check for These Signs of Water Damage Before Buying a Used Car When buying a used car, you are often at the mercy of the dealer. However, there are steps you can take to make sure you are not buying a car damaged by floods. -
You Are Entitled to Protections When it Comes to Employee Background Checks The Fair Credit Reporting Act protects consumers from inaccurate information on credit reports, but it also governs how employers do background checks. -
Protect Your Personal Information by Understanding How Identity Thieves Operate Identity thieves get more sophisticated by the day. They use many tactics to steal your personal information and they use that data in various harmful schemes.