Consumer law, like any area of the law, has complexities and subtleties that aren’t always apart to the public; however, being well-informed and educated about your rights as a consumer is one of the best ways to avoid being taken advantage of or being harassed. That’s why we blog regularly: to make sure you have the information you need to make informed decisions, or to strike back if your consumer rights are being abused. Read on to begin educating yourself now!
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Ralph Nader Inducted Into Automotive Hall of Fame Longtime consumer rights advocate Ralph Nader was recently inducted into the Automotive Hall of Fame. Learn more about this iconic public figure here. -
How Debt Buyers Violate the Fair Credit Reporting Act If an old debt shows up on your credit report, it is probably because a debt buyer “parked” it there. Learn about this practice and what you can do about it. -
Older Cars Are Exempt From Odometer Disclosure Laws When you are buying an older car, be very wary of the mileage indicated on the odometer. The number may be incorrect and the seller doesn’t have to tell you. -
Damages Awarded for Negligent Violation of FCRA If a credit reporting agency or other company violated your FCRA rights through negligent actions, you may be entitled to certain damages. -
Which Carmakers Produce the Fewest Consumer-Reported Lemons You may be able to avoid problems down the road by sticking to a car brand with the fewest consumer complaints, but there is no guarantee you won’t get a lemon. -
Ban on Forced Arbitration Clauses Proposed by the CFPB The CFPB has proposed a rule that would ban banks and other lenders from using pre-dispute arbitration agreements containing class action waivers. -
Eight Things to Do When Buying a New or Used Car You are preparing to make a major investment in a new or used vehicle. Use our car-buying tips to get the car you want and avoid being a victim of auto fraud. -
The Consumer Bill of Rights - First Enacted in 1962 President Kennedy defined the Consumer Bill of Rights in 1962 as the right to safety, information, choice, and to be heard. Learn more here. -
Avoiding the Purchase of a Water Damaged Vehicle When buying a used car, you are often at the mercy of the dealer. However, there are steps you can take to make sure you are not buying a car damaged by floods. -
FCRA Protections for Employee Background Checks The Fair Credit Reporting Act protects consumers from inaccurate information on credit reports, but it also governs how employers do background checks. -
Common Ways Criminals Commit Identity Fraud Identity thieves get more sophisticated by the day. They use many tactics to steal your personal information and they use that data in various harmful schemes. -
Debt Settlement Should Be a Last Resort You may have heard that debt settlement could be an option if you are unable to pay your bills, but this should not be your first course of action.