Consumer law, like any area of the law, has complexities and subtleties that aren’t always apart to the public; however, being well-informed and educated about your rights as a consumer is one of the best ways to avoid being taken advantage of or being harassed. That’s why we blog regularly: to make sure you have the information you need to make informed decisions, or to strike back if your consumer rights are being abused. Read on to begin educating yourself now!
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What to Do When You Suspect a Debt Collector Is Fake It is a common scam these days to be told over the phone that you owe money and that you need to pay it immediately. Don’t fall for fake debt collectors. -
Some Used Cars Are Covered by Virginia’s Lemon Law While Virginia’s Motor Vehicle Warranty Enforcement Act, also known as the Lemon Law, primarily covers new cars, it may apply to certain used cars as well. -
How to Spot a Deceptive New Car Advertisement When you are in the market for a new car, you may pay special attention to print, radio, and TV ads to find the best deal. Beware of these dealer ad tricks. -
How to Stop Harassment by a Debt Collector If you are being harassed by a debt collector for money you owe, there are steps you can take to stop the abuse. Learn about putting an end to harassment here. -
Why You Should Avoid a Deferred Down Payment Plan When you are purchasing a car and don’t have quite enough money for a down payment, be very cautious about the dealer’s offer of a deferred down payment. -
Fair Credit Billing Act Protects Against Credit Card Errors When you find an error on your credit card statement, the Fair Credit Billing Act ensures that you have legal support to get the error corrected. -
What Happens When Your Car Is Repossessed in Virginia You may have no notice that your car is being repossessed by your lender, but if you default on a car loan, it could happen anytime and anywhere. -
Virginia’s Lemon Law Also Applies to Leased Vehicles If you are having ongoing mechanical or safety problems with your lease vehicle, you may return it at no penalty to you under Virginia’s Lemon Law. -
Be Wary of Car Title Loans If you are in need of money quickly, you may be tempted to take out a loan on your car’s title. Doing this could cost you more than you expect. -
Understanding the Magnuson-Moss Warranty Act The Federal Trade Commission protects consumers from false and misleading warranty claims under the Magnuson-Moss Warranty Act. Learn more about it here. -
Overestimating Value of a Trade-in May Be Dealer Fraud When a dealer makes you a too-good-to-be-true offer on your trade-in vehicle, you would be smart to look the other way. He may intend to defraud you. -
Damages Awarded for Willful Violations of FCRA When an employer or other agent willfully violates your rights under the Fair Credit Reporting Act, you may be entitled to damages beyond your actual losses.