Consumer law, like any area of the law, has complexities and subtleties that aren’t always apart to the public; however, being well-informed and educated about your rights as a consumer is one of the best ways to avoid being taken advantage of or being harassed. That’s why we blog regularly: to make sure you have the information you need to make informed decisions, or to strike back if your consumer rights are being abused. Read on to begin educating yourself now!
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You Can Reduce Junk Mail by Opting Out of Prescreened Offers of Credit Ever wonder how credit card companies get the information they need to pre-approve you for credit? Find out here and learn how to stop it. -
Identifying and Avoiding Fake Debt Collectors It is a common scam these days to be told over the phone that you owe money and that you need to pay it immediately. Don’t fall for fake debt collectors. -
Applying Virginia’s Lemon Law to a Used Car While Virginia’s Motor Vehicle Warranty Enforcement Act, also known as the Lemon Law, primarily covers new cars, it may apply to certain used cars as well. -
These Offers in Car Sales Ads Are Probably Too Good to Be True When you are in the market for a new car, you may pay special attention to print, radio, and TV ads to find the best deal. Beware of these dealer ad tricks. -
Even If You Are in Debt, You Do Not Deserve to Be Harassed If you are being harassed by a debt collector for money you owe, there are steps you can take to stop the abuse. Learn about putting an end to harassment here. -
A Deferred Down Payment on Your New Car May Seem Like a Gift—But it May Actually Be Fraud When you are purchasing a car and don’t have quite enough money for a down payment, be very cautious about the dealer’s offer of a deferred down payment. -
Correcting Credit Card Billing Errors Under Provisions of the Fair Credit Billing Act When you find an error on your credit card statement, the Fair Credit Billing Act ensures that you have legal support to get the error corrected. -
How Your Car Could Be Taken in a Repossession You may have no notice that your car is being repossessed by your lender, but if you default on a car loan, it could happen anytime and anywhere. -
Lease Vehicles Can Be Returned Under Virginia’s Lemon Law If you are having ongoing mechanical or safety problems with your lease vehicle, you may return it at no penalty to you under Virginia’s Lemon Law. -
Why Taking Out a Car Title Loan Could Be a Bad Move If you are in need of money quickly, you may be tempted to take out a loan on your car’s title. Doing this could cost you more than you expect. -
Magnuson-Moss Warranty Act Gives Virginia’s Lemon Law Its Teeth The Federal Trade Commission protects consumers from false and misleading warranty claims under the Magnuson-Moss Warranty Act. Learn more about it here. -
Know What Your Trade-in Is Worth Before Negotiating on a New Car When a dealer makes you a too-good-to-be-true offer on your trade-in vehicle, you would be smart to look the other way. He may intend to defraud you.