The Consumer Law Group, P.C.'s Legal Library
Here you’ll find links to documents, reports, publications and discussions provided by The Consumer Law Group, P.C. As an attorney with years of experience practicing Virginia lemon law, auto fraud, Fair Debt Collection Practices Act, credit fraud, identity theft and debt settlement; John Gale has acquired expertise in a number of areas.
We publish this information so that you can gain a better understanding of the legal challenges you face, as well as to help you appreciate why working with an experienced attorney is so important for your success.
Contact us for a consultation today.
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Not All Car Problems Mean a Lemon A vehicle isn’t necessarily a “lemon” under the law just because there are some problems. Find out more about your consumer rights and how to get help. -
Suing a Credit Reporting Company Under the FCRA Find out why you might file a lawsuit under the Fair Credit Reporting Act and how you can take steps to do so if you believe your rights have been violated. -
4 Common Myths About The Fair Credit Reporting Act Although the Fair Credit Reporting Act can be a powerful protection for consumers, it’s important to understand what kinds of issues aren’t covered. -
How to File a Dispute With Credit Reporting Companies If you’ve found inaccurate or incorrect information on your credit report, you can file a dispute asking the companies to correct their records. Here’s how. -
Are Bait-and-Switch Tactics Considered Fraud? Do you know which bait-and-switch tactics are actually considered fraud? If you’re in the market for a new vehicle, you should. -
How Fraud Affects Your Credit Report Fraud not only disrupts your life and sense of security, but it may also harm your credit report. -
Spotting a Lemon Before You Buy Giving your potential new vehicle a good inspection before you buy it could prevent you from having to take advantage of Virginia’s lemon law. -
VW & Audi Emissions Scandal Affects Hundreds of Thousands Buyers of Audis and Volkswagens may find themselves suffering financial losses due to a recent emissions scandal. It is important to protect your legal rights. -
A New Tactic Car Dealers Are Using to Reel In Consumers John Cole Gayle, Jr. discusses a new tactic car dealers are using to reel in consumers with Gray Hall of NBC12 in Richmond, VA -
8 Possible Defenses to a Debt Collection Lawsuit When a creditor sues you for an unpaid debt, you may feel overwhelmed and scared. Fortunately, there are many possible defenses you can assert against the suit. -
How to Get the Best Deal When Buying a Used Car We offer five tips to make sure you are getting the best possible price on your used car. -
The Top Six Ways to Help Prevent Vehicle Break-Ins Are you leaving your car and your possessions at risk for theft? Follow these six tips to help prevent thieves from breaking into your car. Learn more here! -
Understanding Express and Implied Warranties on Your New Car Chances are, your vehicle came with express and implied warranties when you bought it. If these warranties are breached, you may be entitled to take action. -
Learn About Protection From Harassment by Debt Collectors Federal laws protect consumers from harassment over unpaid debt. Consumers should learn about their rights and responsibilities regarding debt collection. -
Obtaining a Carfax Report May Not Prevent Auto Fraud Relying solely on a Carfax report when purchasing a used vehicle may be a costly mistake. Dealers who knowingly provide false reports may be liable. -
What Credit Reporting Agencies Owe You Under the Law The Fair Credit Reporting Act is designed to protect consumers and their credit. The law governs how credit reporting agencies should handle your information. -
Auto Dealers' Bait and Switch Tactics Some unethical auto dealers use what’s known as a “bait and switch” tactic to lure buyers. Victims may be entitled to a claim for damages. -
Know Your Rights Under the Fair Credit Reporting Act The information in your credit file can impact many areas of your life. It is important to know your rights under the Fair Credit Reporting Act. -
Why You Need an Attorney for Your Lemon Law Claim Virginia law provides protection to consumers under its lemon law. Using a lawyer to pursue a lemon law claim can often provide you with more favorable results. -
What To Do When a Debt Collector Calls What do I do when a debt collector calls me? This article answers that questions and many others. If you are being harassed by a collector, call 8042827900.