Here you’ll find links to documents, reports, publications and discussions provided by The Consumer Law Group, P.C. As an attorney with years of experience practicing Virginia lemon law, auto fraud, Fair Debt Collection Practices Act, credit fraud, identity theft and debt settlement; John Gale has acquired expertise in a number of areas.
We publish this information so that you can gain a better understanding of the legal challenges you face, as well as to help you appreciate why working with an experienced attorney is so important for your success.
Contact us for a consultation today.
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When a Debt Collector Calls, Be Prepared to Protect Your Rights Whether you really owe what they say you do or not, you have rights when dealing with debt collection agencies. Learn how to deal with them here. -
Read Privacy Notices to See If You Have the Option to Opt Out of Information Sharing Many of us ignore the pages of notifications we get from banks and credit card companies. Learn here what you should look for when you read them. -
Credit Reporting Agencies May Only Supply Credit Reports for These Purposes The Fair Credit Reporting Act allows credit reporting agencies to supply credit reports for a limited number of reasons to protect your privacy. -
When You Default on a Student Loan, Does the Fair Credit Reporting Act Apply? Student loans are regulated under the Higher Education Act, which has components that contradict the FCRA. So which law has priority? Learn more here. -
Employers Must Adhere to FCRA Rules When Requesting Personal Information When applying for a job, you may be subjected to a background check. Understand your rights when an employer requests reports that reveal private information. -
Dealers Get One Chance to Fix Safety Defects on New Cars Under Virginia’s lemon law, dealers only have one chance to fix a significant safety defect before they have to give you your money back. What are those defects? -
When You May Have More Time to File a Lemon Law Claim in Virginia Under Virginia’s lemon law, you have 18 months from the day you get your vehicle to file a lemon law claim. See what exception will extend this deadline. -
Volkswagen's Emissions Scandal Settlement Has Been Announced, But Should You Accept It? VW's emissions scandal class action has reached a settlement, but if you're a class member, should you accept it? Learn why you may want to opt out here. -
Buyer Beware When Buying a Used Car From CarMax Despite promising a thorough safety inspection, CarMax is continuing to sell used cars with unrepaired recall issues. Shoppers must be wary of these purchases. -
When Warranty Issues Could Qualify for a Lemon Law Claim To know whether your new car complaint falls under Virginia’s Lemon Law, it’s important to understand the terms of your new vehicle warranty. -
When a Dealer Sells You Credit Insurance, Know What You’re Getting When financing your car purchase through a dealership, you should pay close attention to all the charges. Dealers are obligated by law to disclose all costs. -
When Your Credit File Gets Mixed Up With Someone Else’s, You May Have to Sue to Fix it Credit reporting agencies have systems in place to handle disputes from consumers about their credit reports, but some errors are very difficult to fix.