The Consumer Law Group, P.C.'s Legal Library
Here you’ll find links to documents, reports, publications and discussions provided by The Consumer Law Group, P.C. As an attorney with years of experience practicing Virginia lemon law, auto fraud, Fair Debt Collection Practices Act, credit fraud, identity theft and debt settlement; John Gale has acquired expertise in a number of areas.
We publish this information so that you can gain a better understanding of the legal challenges you face, as well as to help you appreciate why working with an experienced attorney is so important for your success.
Contact us for a consultation today.
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What To Do When a Debt Collector Calls What do I do when a debt collector calls me? This article answers that questions and many others. If you are being harassed by a collector, call 8042827900. -
Your Rights Against Food Defects A midlothian woman bites into a popsicle to find a rusted metal wire. John Gayle discusses her rights after biting into this dangerous food. -
What to do if you bought a car "As Is" and doesn't work What can be done about your purchase of an older car with no warranty coverage on a system that now needs an expensive fix? -
Old Debts - How Long Are You Responsible For Them? What is the statute of limitations on debt? Will old debt follow you forever? -
How to Get the Best Deal On A Car A how to on buying a car and everything you need to know to get the best price. -
Social Media and the effect on Lemon Law, Fraud, and Warranty Cases A Good Lemon Law case was squashed because of Facebook and YouTube. -
Cease and Desist Letter to Debt Collector Are you being harassed by a Debt Collector? We can help you. One step is to send a Cease and Desist Letter. -
Auto Fraud, Beware of Buying Used Cars online! Looking for a car online? Virginia attorney gives advice on how to watch out for scams. -
Auto Fraud: Are You Regretting Your Car Purchase? Do you regret your car purchase? You might have some options if the dealer committed fraud. -
Debt Settlement Questionnaire Help with your debts! Get started by printing and filling out this form. Mail to: The Consumer Law Group, 5905 West Broad Street, Suite 303, Richmond, VA 23230 -
Virginia Attorney can help with Debt Collector Harassment Are you the victim of a debt collector? -
Fair Debt Collection Practices Act (FDCPA) - Questionnaire Fair Debt Questionnaire. -
Know what your contract says What happens when your contractor wants to change the price after the contract is signed? Are they required to do the work for the price in the original contract? 12 On Your Side looked into a homeowner's complaint. It depends on what's spelled out in the contract. In this case though, a consumer law attorney says, no. -
Follow Up Letter For Debt Validation When First Letter Is Ignored Here is a sample letter to use when the first debt validation letter is ignored. Be sure to keep a copy of the letter for your records, and send the second letter by certified mail with a return receipt. -
Letter For Debt Validation In accordance with the FDCPA, you have the right to request for a validation of your debt. This letter is asking for proof regarding this and verifying the same. You may use the following sample letter to ask for this proof. Be sure to keep a copy of the letter for your records, and send the letter by certified mail with a return receipt. -
Credit fraud & Identiy Theft Consumer Reporting Agencies To order copies or to dispute your credit reports, write to each of the three major Consumer Reporting Agencies. -
"Is My Car a Lemon?" Take the Virginia Lemon Law Test Take the Lemon Law test to see if your vehicle qualifies under the Virginia Lemon Law. If you can answer "yes" to these 6 questions, you may have a lemon! -
Claims Against A Dealership That Goes Out Of Business When a dealership goes out of business, what should a consumer do about their claims? Protecting your rights can be a complicated process, learn more here. -
Identity Theft Crime Identity theft crime is becoming more widespread all the time. There are many ways criminals obtain your personal information. Here are some ways to prevent it as well as what you should do after the fact if it happens to you. -
How to avoid Credit Fraud & Identity Theft What are some ways to avoid Credit Fraud & Identity Theft?