Consumer law, like any area of the law, has complexities and subtleties that aren’t always apart to the public; however, being well-informed and educated about your rights as a consumer is one of the best ways to avoid being taken advantage of or being harassed. That’s why we blog regularly: to make sure you have the information you need to make informed decisions, or to strike back if your consumer rights are being abused. Read on to begin educating yourself now!
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You Have Rights When an Employer Rejects Your Application Based on a Bad Credit ReportIf you have given written permission for a potential employer to obtain your credit report and he discovers incorrect negative information, you can take action.
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Protect Your Right to Financial PrivacyEmployers may want to know about the backgrounds of potential employees, but under the Fair Credit Reporting Act, they may only request certain information.
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Following a Few Simple Rules Can Protect You From ScamsWe all think we’re too smart to fall for a scam, but thousands of people do every year. By learning scam artists’ tricks, we can beat them at their own game.
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Being Aware of Common Scams Can Protect You From Being a Victim in the New YearAccording to the Better Business Bureau, these 10 scams topped the list of the most reported scams in 2015. Be on the lookout for them in 2016.
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What the FCRA Says About the Privacy of Your InformationThe Fair Credit Reporting Act offers several protections to consumers, including the right to the privacy of your personal information.
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Exercise Your Rights to Recover From Identity TheftIf you are a victim of identity theft, you should be aware of the rights granted by the Fair Credit Reporting Act to recover your identity and protect your credit.
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Before Buying an Expensive Service, Do These Things for Free to Protect Your IdentityOur mistakes make it way too easy for identity thieves to take advantage of us. Take these simple steps to protect your confidential information.
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Get Your Car Ready for Snow and Cold Weather in 5 Easy StepsWinter is coming! Is your car ready? Here are 5 ways to make sure you're ready for the snowy conditions this winter. Keep safe and stay on the roads, read here.
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Large Companies Don’t Necessarily Follow the Rules for Credit Reporting and DisputesEven large companies may deny your rights under the Fair Credit Reporting Act. Learn more about common violations and how to take action to assert your rights.
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The VA Supreme Court Establishes the Burden of Proof Required for VCPA ClaimsIn the summer of 2015 the Virginia Supreme Court established the burden for the burden of proof for Virginia Consumer Protection Act fraud claims. Learn more here.
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Learn Your Rights. Help Us Put an End to Forced ArbitrationAn overview of arbitration and forced arbitration that many corporations are using these days. Learn your rights.
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Was the Odometer of Your Vehicle Tampered With? Here Are the SignsKnowing the accurate mileage of a vehicle when purchasing it is essential, and so is knowing the signs of an odometer that has been tampered with.