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News

• Hyundai Ranks Highest in Customer Retention among 33 Automotive Brands
• Car Buyer Rights in Virginia Extended Warranties
• Selling Cars on Consignment
• Is Your Car a Lemon? Top 10 Car Maintenance Mistakes
• 115 Cars Made 2012 Top Saftey Picks' List
• Debt Settlement Definitions
• Leased Cars Instead of Clunkers are Popular for High Schoolers
• Avoid Credit Card Fraud
• Guide To Summer Road Travel
• Best Ways to Save Gas

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Library

• Virginia Lemon Law
• Debt Settlement
• Virginia Lemon Law Articles
• Virginia Lemon Law Case Results
• Auto Fraud
• Auto Fraud Articles
• Auto Fraud Case Results
• Fair Debt Collection Practices Act (FDCPA)
• FDCPA Articles
• FDCPA Case Results
• Credit Fraud & Identity Theft
• Credit Fraud & Identity Theft Articles
• General
• General

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Case Results

• Virginia Lemon Law
• Virginia Lemon Law - Motor Vehicle Warranty Enforcement Act
• Virginia Lemon Law Cases
• Lemon Law Case Results With Chrysler Vehicles
• Lemon Law Case Results With General Motors Corporation
• Lemon Law Case Results With Ford Motor Company
• Chrysler Violates Lemon Law, Has To Repurchase the Vehicle And Pays Over $70,000 in Legal Fees
• Lemon Law case settled in Virginia over Bluetooth System in Cadillace
• Auto Fraud
• Richmond Dealer Guilty of Fraud, Punitive Damages Awarded

Awarded: $34,000 in punitive damages

• Dealership Found Guilty of Fraud in Sale of BMW
• CAR DEALER ORDERED TO PAY $140,000 + FOR FRAUD, CLAIMS POVERTY
• Charlie Falk Auto Wholesale, Inc. Pays Judgments
• Settled Case - Auto Fraud
• Settled Case - Prior Wreck Auto Fraud
• Automobile Fraud
• Auto Fraud - Settled Case
• Car Dealership Pays Over $114,500 For Fraud In Selling Wrecked Vehicle

Awarded: Over $114,500

• Misrepresentation costly for Norfolk dealership

Awarded: $114,400

• Auto Fraud Case Results
• Yo-Yo Sale Results in Allegations of Fraud, Violation of the Virginia Consumer Protection Act, Violations of the Fair Credit Reporting Act, and Equal Credit Opportunity Act
• GM Dealer Settles Fraud Case After Two Mistrials

Awarded: Confidential

• Dealership Settles Case on Automobile Fraud, Violation of VA Consumer Protection Act, and The Federal Odometer Act.

Awarded: $57,000

• Debt Harrassment
• FDCPA- Case Results and Settlements
• NCO Financial Systems, Inc. Violates FDCPA Laws
• Debt Collector
• Debt Settlement
• Debt Settlement case saves the client $35,000

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The Consumer Law Group, P.C. Practice Areas

Virginia Lemon Law

Lemon car, SUV, truck, RV problems in Virginia? Contact John Gayle, the Richmond consumer law attorney who co-wrote Virginia's Lemon Law, or his staff for a free and accurate initial consultation regarding your lemon law claim.

Auto Fraud

Do you believe you've been a victim of auto fraud? Contact John Gayle, the Richmond consumer law attorney who wrote Virginia's Lemon Laws, for a free and accurate consultation regarding your lemon law claim.

Debt Harrassment

Fair Debt Collection Practices Act prohibits debt collectors (not creditors) from engaging in abusive, deceptive, and unfair practices. The FDCPA does not apply to your original creditor.

Debt Settlement

Debt Settlement
Through the process of debt settlement, your attorney at The Consumer Law Group will negotiate with your creditors and bill collectors to lower and settle your debt for less than you owe.  You can gain peace of mind knowing you have an attorney representing you and dealing with the creditors or debt collectors rather than having to deal with them yourself.
We do not charge a fee for settling any of your debts until you have agreed to the compromise.  Although, in cases where there are a large number of creditors, where we set up a trust account for your debt payments to be deposited, there is a small monthly maintenance fee and a one time set up fee.

Debt Settlement could help you:
*Avoid bankruptcy
*Settle unsecured debt for less
*Lower your monthly payments
*STOP the never ending collection calls and letters

Types of debt you can settle:
*Major Credit Cards
*Collection Accounts
*Medical Bills
*Credit Union Credit Cards
*Unsecured Personal Lines of Credit
*Unsecured Personal Loans
*Auto Loans
*Judgments (may settle at higher percentage than other debts)

DID YOU KNOW:  If your fair debt rights have been violated by debt collectors,  you can make a debt collector pay you up to $1000.00 or more under federal fair debt laws.  We do not charge legal fees to go after violators of the Fair Debt Collection Practices Act.  Call or email us to learn more!