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1801 Libbie Avenue, Ste. 202
Richmond, Va. 23226

Phone: 804-282-7900

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On the page below you can find links to documents, reports, publications and discussions provided by The Consumer Law Group, P.C.. As an attorney with years of experience practicing Virginia Lemon Law, Auto Fraud, Credit Craud & Identity Theft, and helping with Auto Accident Claim reimbursement; we have acquired expertise in a number of areas.

The documents below are available to the public so that they can gain a better understanding of the legal challenges facing them, and why an experienced attorney is so important for success.

Virginia Lemon Law

The Virginia Motor Vehicle Warranty Enforcement Act 7/30/2008
Description: Read the Virginia Lemon Law
Instructions on How to Give Notice to the Manufacturer for a Virginia Lemon Law Buyback 7/30/2008
Description: Instructions on How to Give Notice to the Manufacturer Under the Virginia Lemon Law
Lemon Law Tips 5/20/2008
Description: 6 Recommendations from Top Lemon Law Experts
Lemon Law Case Results 9/9/2008
Description: See a sample of Lemon Law case results that involve Chrysler vehicles.
Lemon Law Case Results 9/9/2008
Description: See a sample of Lemon Law case results that involve General Motor Corporation vehicles.
Lemon Law Case Results 9/9/2008
Description: See a sample of Lemon Law case results that involve Ford vehicles.
The Lemon Law 8/25/2008
Description: The Magnuson-Moss Warranty Act or federal lemon law protects every state but they vary by state.
Summary of the Virginia Lemon Law 9/3/2008
Description: What is the Virginia Lemon Law and how does it work?
Sample Letter to put the Manufacturer on Notice to Buyback your Vehicle Under the Virginia Lemon Law. 7/30/2008
Description: View a sample of The Consumer Law Group's letter to put the manufacturer on notice under the Virginia Lemon Law.
HYUNDAI BUYERS BEWARE 7/30/2008
Description: The Hyundai warranty manual contains a binding arbitration clause, which you do not want.
Lemon Laws Equals Protecting Your Rights 5/8/2008
Description: Protect your rights under the Lemon Law
New Car Troubles? - Legal Tips: by Greg Artim 10/8/2008
Description: If your new car has a problem, schedule a service appointment with the dealer right away. Make sure that the service department is made aware of each and every problem that the vehicle is having.
The Lemon Laws: by Greg Artim 10/9/2008
Description: A Lemon, by definition, is a defective vehicle. All states have Lemon Laws that provide protection to you in the event that you have purchased a lemon. These laws vary from state to state, but all have common themes.
Virginia Lemon Law: By Peter Gitundu 10/10/2008
Description: Virginia lemon law is a legislation that helps consumers who are in crisis when they realize that they bought a lemon from a manufacturer.
Lemon Law Intake Form 1/17/2005
Description: If you think that your vehicle is a Lemon, please send us your information.
Virginia Lemon Law - Addresses for Automobile Manufacturers 8/11/2008
Description: Under the Virginia Lemon Law, you first need to put the manufacturer on notice. Your warranty book should have the proper address to write to the manufacturer. If you do not have your warranty book you can use the addresses list here for various Automobile Manufacturers. (Please note, your warranty book is more accurate.)
EIGHT THINGS TO DO WHEN BUYING CARS 5/17/2007
Description: Eight Tips For Buying Cars
Virginia Lemon Law Case Results 9/9/2008
Description: Recent Virginia Lemon Law settlements that John Cole Gayle, Jr. has obtained.

Auto Fraud

Car Dealership Pays Over $114,500 For Fraud In Selling Wrecked Vehicle 7/31/2008
Description: Misrepresentations Costly For Norfolk Dealership
EIGHT THINGS TO DO WHEN BUYING CARS 5/17/2007
Description: Eight Tips For Buying Cars
Rebuilt Wrecks Emerging Threat To Car Buyers: by admin 9/30/2008
Description: Buying a rebuilt - but not properly repaired - wreck of a car could wreck your finances. A new study by Carfax shows that millions of cars severely damaged in major accidents have been rebuilt and are up for sale.
Legal questions to ask before buying a Used Vehicle: by Greg Artim 10/3/2008
Description: Purchasing a used vehicle is a large undertaking. There are several things that you need to know, ask or do before signing on the dotted line.
CONSUMER WATCH: The downside of Voluntary Repossession 7/31/2008
Description: In a Richmond Times Dispatch article, Iris Taylor wrote about the downside of voluntary repossession. John Cole Gayle, Jr. of The Consumer Law Group was quoted in the article.
Auto Fraud: Prior Wrecked Vehicle - Settled for $52,000 9/12/2008
Description: Our client alleges that the prior accident history, damage, and repairs to the vehicle were known, or should have been known, prior to selling the vehicle to him, but were never disclosed to him prior to his purchase of the vehicle. Our client alleges that these repairs were obvious to anyone inspecting the vehicles in the auto purchase industry.
Tips On Dealing With Auto Fraud 9/22/2008
Description: The auto industry and their dealers are rife with scams and fraud and the potential buyer needs to be armed with the knowledge of how these scams work and how to avoid them.
The Smart Consumer's Guide to Buying a Used Car by Robert F. Brennan, Esq. 9/23/2008
Description: A friend of John Cole Gayle, Jr.’s, and very good lawyer in California, wrote the following article that he highly recommends to you. All are very good points, especially the requirement that the dealer print on your warranty that it inspected the vehicle and found no damage. If the dealer balks or refuses to do so, just walk away.
The Consumer Law Group Case Result: Certified Pre-owned Scam 7/31/2008
Description: Two cases where the vehicles were sold as “Certified Pre-Owned” vehicles.
The Consumer Law Group Case Result: Vehicle Repossession 7/31/2008
Description: This lawsuit is about an often fraudulent practice in the automobile sales industry called a "yo-yo sale" or a "spot delivery".
The Consumer Law Group Case Result: Used Vehicle Sold As New 7/31/2008
Description: This was a case of a used vehicle sold as new.
The Consumer Law Group Case Result: Prior Wrecked Vehicle 7/31/2008
Description: A dealership sold a previously wrecked vehicle to our clients.
The Consumer Law Group Case Result: Sale of Salvaged Vehicle Without Notice 7/31/2008
Description: A franchise dealership purchased a vehicle several days prior to its purchase by the Plaintiffs. Prior to the dealership purchasing the vehicle, it had ben issued four different titles.
The Consumer Law Group Case Result: SALE OF CAR, WRECKED TWICE BEFORE 7/31/2008
Description: A vehicle was sold to the Plaintiff and the dealership did not disclose any prior wreck damage.
10 Top Tips for Inspecting a Used Car 8/28/2008
Description: When buying used cars, you should first inspect it. Here are some items to look for during an inspection.
Consumer Law: The Virginia Consumer Protection Act 7/31/2008
Description: Know your rights under The Virginia Consumer Protection Act.
Consumer Law: Beware of the Spot Delivery Technique. 7/31/2008
Description: Increasingly, buyers are signing purchase papers and driving away in their new cars, only to find out that the financing they agreed on didn’t fall into place! At that point, the consumer is usually told that they must either return the car, unless you want the car to be repossessed, or sign up for sub-par financing at a very high interest rate per year. The consumer should know the law and beware of the spot delivery technique.
Consumer Beware of Automobile Fraud As You Shop for a Vehicle 7/30/2008
Description: There are many opportunities for fraud and dirty dealing in buying a vehicle. The consumer needs to be aware of different types of automobile fraud as you shop for a vehicle.
Tips On Buying A Used Vehicle by admin 8/20/2008
Description: Whether you're in the market for a used car, truck, van or SUV, the key to finding a good vehicle involves looking into its past.
Do Not Be a Dealership Victim 5/21/2008
Description: A dealership sold a customer a "certified, pre-owned vehicle” and led the buyer to believe that the car had been thoroughly inspected for safety, reliability, and overall quality. Following the purchase of the vehicle, it was learned that the vehicle had in reality been in a serious accident and sold for thousands of dollars more than its true value.
The Consumer Law Group - “Rebuilt” Vehicles - Auto Fraud Case 7/31/2008
Description: Two different plaintiffs had auto fraud cases against a major insurance company. In both cases, the vehicles purchased were involved in a prior collision.

Credit Fraud & Identity Theft

Identity Theft Repair - How to Fix the Damage 6/23/2008
Description: Identity theft is an ever increasing problem in our modern society. Read how to fix the damage.
Identity Theft Crime 8/11/2008
Description: Identity theft crime is becoming more widespread all the time. There are many ways criminals obtain your personal information. Here are some ways to prevent it as well as what you should do after the fact if it happens to you.
Credit Report Repair 7/17/2008
Description: A Credit Report determines your financial status and eligibility for a loan and other types of credits. The credit reports, however, may include some errors. It is very essential to get your credit report free of all these errors.
Financing Your New Car 9/4/2008
Description: You can get a good deal for a car loan by maintaining an excellent credit score. Getting a good deal for financing your car involves low interest rates and monthly payments to the finance company that will not adversely impact your budget.
Protecting Yourself From Identity Theft is Impossible: By Jayson Hahn 9/25/2008
Description: Read about different techniques that fraudsters are using to steal innocent consumers identities, and ways to protect yourself from each.
Checking Your Credit File - Important Points 9/18/2008
Description: Many people are unaware of the importance of their credit file. Your credit file contains information relating you your financial obligations and transactions, and the file is used by lenders and other agencies when deciding whether to give you credit.
How To Avoid Credit Fraud & Identiy Theft 8/11/2008
Description: What are some ways to avoid Credit Fraud & Identity Theft?
Free Resources to Help Fight Identity Theft: by Jason Shafer 10/6/2008
Description: By using these free resources you can help eliminate yourself from becoming one of the millions of victims of identity theft each year.
How to Prevent Identity Theft - Take Charge [PDF] 8/16/2007
Description: Ways to Prevent Identity Theft
‘FREE’ CREDIT REPORTS - BEWARE OF ADD-ONS 8/11/2008
Description: Consumer Reports magazine reported the following information in their August, 2007 issue.

General

Five Tips For Buying a Used Car 5/19/2008
Description: One of the most difficult and important of skills to master is that of buying a reliable used car. These tips are aimed at helping you learn to find a reliable used car instead of a piece of junk.
Car Buying Scams 5/19/2008
Description: This article details a few sales tactics that you may want to be on the lookout for the next time you purchase a new automobile.
10 Common Car-Buying Mistakes 7/21/2008
Description: As reported in Consumer Reports, read about car-buying mistakes. The consumer will be protected under the law.
Dealing With a Dealer For a New Car 9/5/2008
Description: You've seen a great car that you want to buy. Unless you do your homework, you will never get the deal you want for buying your dream car.
Car Purchase Procedure 9/16/2008
Description: If you are planning on buying a car, it requires a lot of consideration and research as it is a big investment to make.
Client's Bill of Rights 5/1/2006
Description: If you decide to retain The Consumer Law Group, you can expect the following rights.
Car Buying Tips: 5/9/2006
Description: Follow the tips below for a better car buying experience.
EIGHT TIPS FOR BUYING CARS 5/17/2007
Description: Eight Car Buying Tips
TEN TOP TIPS FOR CAR BUYERS: By Remar Sutton 1/14/2008
Tips For Buying Your First Car 5/8/2008
Description: Some things you should consider when buying your first car.
Can You Answer These 10 Important Questions About Repossed (Repo) Car Auctions? 5/8/2008
Description: Information about Repossed Car Auctions

©2008 The Consumer Law Group, P.C., All Rights Reserved, Reproduced with Permission
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