The Consumer Law Group, P.C.
5905 West Broad Street, Suite 303
Richmond, Va. 23230
Phone: 804-282-7900
Fax: 804-673-0316
Get Directions
Patty Anderson, Attorney
5905 West Broad Street, Suite 303
Richmond, VA 23230
Phone: 804-282-7900
Fax: 804-673-0316
Get Directions
Q: Was I denied credit because of a bad credit report?
A: If you applied for and were denied credit, the Equal Credit Opportunity Act requires creditors to tell you the specific reasons for your denial. For example, the creditor must tell you whether the denial was because you have no credit file with a Consumer Reporting Agency or because the Consumer Reporting Agency says you have delinquent obligations. This law also requires creditors to consider, upon request, additional information you might supply about your credit history.