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Phone: 804-282-7900

Do I Have a Claim?

How do Debt Collectors get my cell phone number?

 

A: If you did not give the creditor your cell number on your application for credit, then they may not call you on your cell phone.  For each time they call your cell phone you can recover up to $500 in damages for a maximum of $1500. 
There are places on the internet where you can research someone's cell phone number if you have their name and general area where they live.  The most common way they get your cell number is when you call them back on your cell phone when you get a collection letter.  They then "trap" your cell phone number. 
What you should do is:
1.  Save the record of the phone number that called to your cell.  If you know how you should download the messages with a date and time stamp. 
2.  Save any messages they leave you, they show who made the call and when, and sometimes the messages themselves will violate other laws against harassing phone calls.
3.  Save your cell phone bills that have the numbers of the company that called your cell.
4.  Finally,  Call us.  Contact us if you think a debt collector is harassing you, your family, or calling your neighbors or your workplace about a debt you owe.


Credit Report Companies

Equifax (800) 685-1111

Trans Union (800) 888-4213

Experian (800) 583-4080

CSC Credit Services (800) 759-5979