Your name
Your address

Collection Agency Name
Collection Agency Address


Re: Account No:

Dear Sir/Madam,

I had sent you a request to validate my debt, account no.__________ on____________.

According to the Fair Debt Collections Practices Act (FDCPA), I have the right to claim a validation of the debt and you are obliged to provide me the relevant documentation. I have received no reply from you except the confirmation of receipt of letter on____, whereas the other credit bureaus have sent their "verified" document.

You are now in violation of the FDCPA and subject to a fine of $1,000(refer to the act for updated value), which I may collect by filing a claim. I intend to continue with the suit if I don't hear back from you within the coming <10-15> days.

This might result in a bad mark on your reputation and possibly legal trouble with the FTC and other state and federal agencies.


Your Signature,

Your Name