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Phone: 804-282-7900
The Consumer Law Group, P.C.

Do I have the right to know what the credit report says?

Yes, if you request it. The Consumer Reporting Agency is required to tell you about every piece of information in the report and, in most cases, the sources of that information. Medical information is exempt from this rule, but you can have your physician try to obtain it for you. The Consumer Reporting Agency is not required to give you a copy of the report, although more and more are doing so. You also have the right to be told the name of anyone who received a report on you in the past six months. (If your inquiry concerns a job application, you can get the names of those who received a report during the past two years.)