The Consumer Law Group, P.C.
5905 West Broad Street, Suite 303
Richmond, Va. 23230
Phone: 804-282-7900
Fax: 804-673-0316
Get Directions
Patty Anderson, Attorney
5905 West Broad Street, Suite 303
Richmond, VA 23230
Phone: 804-282-7900
Fax: 804-673-0316
Get Directions
Q: How long can Consumer Reporting Agencies report unfavorable information on my credit report?
A: Generally, seven years. Adverse information cannot be reported after that, with certain exceptions: - bankruptcy information can be reported for ten years; - information reported because of an application for a job with a salary of more than $75,000.00 has no time limit; - information reported because of an application for more than $150,000.00 worth of credit or life insurance has no time limit; - information concerning a lawsuit or judgment against you can be reported for seven years or until the statute of limitations runs out, whichever is longer.